Terms of Use

1. Acceptance of Terms

By accessing or using Stokzy’s website, mobile application, or services (“Platform”), you agree to be legally bound by these Terms & Conditions (“Terms”), along with our Privacy Policy and other applicable policies. If you do not agree, you must discontinue use immediately.

2. Eligibility

• You must be at least 18 years of age.
• You must be legally capable of entering into a binding contract under Indian law.
• Users accessing the platform from outside India do so at their own risk and are responsible for local legal compliance.

3. Nature of Services

• Stokzy is an educational and learning platform focused on financial literacy, trading concepts, and skill development.
• All content is provided strictly for educational and informational purposes.
• Stokzy does NOT provide investment advice, portfolio management, brokerage services, or financial recommendations.

4. Educational Disclaimer

All content, courses, tools, and demonstrations are intended solely for learning purposes. Nothing on the platform constitutes financial, investment, trading, or legal advice. Stokzy does not guarantee profits, returns, accuracy, or outcomes. Users are solely responsible for their financial decisions and should consult SEBI-registered professionals before acting on any information.

5. User Responsibilities

• Provide accurate, current, and complete information.
• Use the platform only for lawful, personal, and non-commercial educational purposes.
• Maintain confidentiality of account credentials.
• Refrain from misuse, abuse, or disruptive activities.

6. Account Security

• You are responsible for all activity conducted through your account.
• Stokzy shall not be liable for unauthorized access caused by user negligence.
• Any security breach must be reported immediately.

7. Subscriptions, Payments & Refunds

• Certain offerings may require payment.
• Fees are displayed in INR and processed via third-party payment gateways.
• Stokzy does not store sensitive payment information.
• Refunds, if applicable, are governed strictly by our Refund Policy.

8. Intellectual Property Rights

• All platform content is owned by Futurebulls Technologies Pvt Ltd or its licensors.
• No content may be copied, reproduced, distributed, or resold without written permission.
• Violation may result in suspension, termination, and legal action.

9. Prohibited Activities

• Illegal, fraudulent, abusive, or harmful activities
• Reverse engineering, scraping, or data mining
• Impersonation or misrepresentation
• Uploading malicious or misleading content

10. Platform Availability

Stokzy does not guarantee uninterrupted access to the platform. Services may be suspended for maintenance, upgrades, technical issues, or circumstances beyond our control.

11. Limitation of Liability

To the maximum extent permitted by law, Stokzy and Futurebulls Technologies Pvt Ltd shall not be liable for any direct, indirect, incidental, consequential, or financial losses arising from the use or inability to use the platform or reliance on educational content.

12. Indemnification

You agree to indemnify and hold harmless Stokzy, its directors, employees, and affiliates against any claims, damages, losses, or expenses arising from your violation of these Terms or misuse of the platform.

13. Suspension & Termination

• Stokzy reserves the right to suspend or terminate access without notice for violations.
• Legal action may be initiated in case of fraud or misuse.
• Users may request account closure via official support channels.

14. Force Majeure

Stokzy shall not be liable for failure to perform obligations due to events beyond reasonable control, including natural disasters, government actions, technical failures, or internet disruptions.

15. Governing Law & Jurisdiction

• These Terms are governed by the laws of India.
• Courts located in Gurugram, Haryana shall have exclusive jurisdiction.

16. Modifications to Terms

Stokzy reserves the right to modify these Terms at any time. Continued use of the platform after updates constitutes acceptance of revised Terms.