Your Privacy. Our Commitment.

1. Scope & Applicability

This Privacy Policy governs the collection, use, storage, and disclosure of personal data of users accessing Stokzy’s website, applications, and services. Stokzy is operated by Futurebulls Technologies Private Limited (“Company”, “we”, “us”, “our”). By using our services, you explicitly consent to the practices described in this policy.

2. Information We Collect

3. Purpose of Data Collection

• To provide access to educational courses and learning tools
• To manage user accounts and customer support
• To process payments through authorized payment gateways
• To improve platform performance and security
• To comply with applicable laws and regulatory requirements

4. Legal Basis for Processing

• Explicit user consent
• Performance of contractual obligations
• Compliance with Indian laws including IT Act, 2000 and DPDP Act, 2023
• Legitimate business interests such as fraud prevention and analytics

5. Data Sharing & Disclosure

Stokzy does not sell, rent, or commercially exploit user personal data. All third-party processors are contractually bound to confidentiality and data protection standards.

• Authorized service providers (hosting, analytics, payment processors)
• Government or regulatory authorities when legally required
• Internal teams strictly on a need-to-know basis

6. Payment & Financial Data

All payment transactions are processed through secure, RBI-compliant third-party gateways. Stokzy does not store sensitive payment information such as card numbers, CVV, or banking credentials.

7. Data Retention Policy

• Data is retained only as long as necessary for service delivery
• Retention as required by applicable Indian laws
• User-requested deletion subject to legal obligations

8. Data Security Measures

While we adopt industry-standard security practices, no digital system is completely immune from risks. Users are responsible for maintaining confidentiality of their login credentials.

• SSL encryption and secure servers
• Access control and internal data governance
• Routine monitoring and system updates

9. User Rights

Requests can be sent to support@stokzy.com and will be addressed within a reasonable timeframe.

• Right to access and review personal data
• Right to correction or updating of data
• Right to withdraw consent
• Right to request erasure (subject to law)
• Right to opt out of non-essential communications

10. Educational Disclaimer

Stokzy is an educational platform. All content provided is for learning and informational purposes only and does not constitute financial, investment, or trading advice. Users are solely responsible for their financial decisions.

11. Children’s Privacy

Our services are intended for users aged 18 years and above. We do not knowingly collect personal data from minors. If such data is identified, it will be deleted promptly.

12. Third-Party Links

Our platform may contain links to external websites. We are not responsible for the privacy practices or content of third-party platforms.

13. Grievance Redressal

This is in accordance with the Information Technology Rules, 2011 and the Digital Personal Data Protection Act, 2023.

• Grievance Officer: Ankush Dabas
• Email: ankush@stokzy.com
• Contact: +91 98735 53113
• Resolution Timeline: Within 30 working days

14. Policy Updates

Stokzy reserves the right to modify this Privacy Policy at any time. Updated versions will be published on this page, and continued usage constitutes acceptance of such changes.